Permanent Life Insurance

Simplified & No Medical Life Insurance

No medical life insurance is easier than you think! At Canada Protection Plan, most of our plans are available with no medical exams, needles, or doctor reports. Ready to learn more?

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See how we can help you with your life insurance needs.

No Medical Life Insurance in Canada is simple, straightforward and fast. With Canada Protection Plan, you caan get the life insurance coverage you need in as little as under a day. Providing you with a wide variety of No Medical Life Insurance plans to choose from, we offer high coverage amounts at competitive rates. Our many options can provide the coverage you want, whether you have a serious medical conditions, or are in good health.

As Canada’s leading provider of Simplified Issue and No Medical Life Insurance plans, at Canada Protection Plan, we aim to provide accessible, full-spectrum coverage to everyone regardless of health condition, whether you are in good health or hard to insure. Whatever your health history, age, or income, we’ll work alongside you to help you choose the best coverage to meet your needs:

Cover final expenses, including the cost of a funeral
Ensure loved ones are not left covering outstanding debts
Leave a legacy for a cause close to your heart
Leave a gift for loved ones or family members

Why should you consider Simplified Issue or No Medical Life Insurance?

You’re a Canadian citizen, permanent resident or have a valid work or study permit
You have some health problems
You’re hard to insure
You have a dangerous job or participate in hazardous or extreme sports
You don’t like needles or medical exams
You just want your coverage fast

Explore our term and permanent No Medical Life Insurance Plans.

Explore Our Plans

Which is best suited for you?

Permanent Life Insurance
Term Life Insurance

Canada Protection Plan’s Simplified Issue & No Medical Permanent Life Insurance (Whole Life Insurance) provides lifetime protection. This type of coverage is ideal for permanent needs such as final expenses. More permanent insurance options vs many Canadian No Medical Life Insurance providers. Our variety of plans has been designed to make it easier for everyone, including the hard-to-insure, to get the greatest coverage at the lowest price in the least time possible.

Why choose Canada Protection Plan for
Permanent Simplified Issue & No Medical Life Insurance

Most of our plans offer complete protection from day one.
Our plans include more free benefits than other life insurance providers.
We take great pride in providing superior customer service from the day you apply until the day the claim is paid.
Canada Protection Plan is Canadian owned and serviced by Canadians.
Simplified Issue & No Medical Life Insurance is a great option for people who want life insurance with no medical exam and no waiting period. Use our Quick Quote tool for affordable life insurance quotes in Canada with no medical.

Why choose Canada Protection Plan for
No Medical & Simplified Issue Term Life Insurance

Most of our plans offer full protection from day one.
We offer both level and decreasing term plans.
All level term plans are renewable and provide coverage to age 80.
If you feel you need coverage beyond age 80, all level term plans are convertible to a permanent plan until age 70 regardless of your health at the time of conversion.
Our plans include more free benefits than other life insurance providers.
The level plans are available in 10, 20, 25 and 30 year term period versions. The premiums on these plans remain level for the selected term period and then are renewable for additional term periods. The plans are guaranteed to be renewable regardless of your health.
The 25 year decreasing term plan can be an ideal way of protecting your family for your outstanding mortgage amount. Coverage lasts for 25 years.
We take great pride in providing superior customer service from the day you apply until the day the claim is paid.
Canada Protection Plan is Canadian owned and serviced by Canadians.