Raj is a Licensed Insurance Agent in Alberta since 2016 having worked with WFG & Experior Financial in the past. I believe in establishing relationships with my clients to fully understand them as individuals. By knowing this, I am able to offer & provide a wide variety of products that suit your needs based on your goals, financial situation, and medical well-being. Well knowledgeable in life insurance products including term, whole, and critical illness, I have access to a different suite of providers that I can explain to you, even if you are hard to insure due to previous medical conditions.  Also, I can also assist with disability coverage, investments, and benefit plans for individuals or groups. Need travel insurance? I got that covered too. By taking into consideration short & long-term objectives, I recommend & suggest a few different options.